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Earn / USDT / USDT0
fluid-lending

USDT0

Fluid Lending Polygon Lending Low Risk
Updated 9m ago
APY Total
4.55%
Base: 4.55% + Reward: 0.00%
30d avg: 2.92%
TVL
$481.4K
Assets
1
Source
defillama

Pool Assets

USDT0
USDT0 Tether USD
underlying RWA Details

Related RWA Assets

About This Pool

USDT0 is a lending yield pool on Fluid Lending, deployed on the Polygon network. It currently offers 4.55% annualized yield with $481.4K in total value locked. This pool is categorized as stablecoins. Risk level: low. Tracked since March 2026.

How This Pool Compares

USDT0 ranks #11 out of 287 USDT yield opportunities by APY.

The best available USDT yield is 71.64% on Mdex, while this pool offers 4.55%.

The average USDT yield across comparable pools is 42.75%. This pool is below average by 38.20%, which may reflect a more conservative risk profile.

Similar USDT Pools

Pool Protocol APY Risk
ETH-USDT Mdex 71.64% Medium
USDT-USDT.Z Uniswap V3 47.81% Medium
NEAR-USDT Uniswap V3 47.76% Medium
AAVE-USDT Uniswap V3 43.39% Medium
NODAL-USDT Uniswap V3 40.90% Medium

Risk Considerations

  • Protocol risk: Fluid Lending smart contracts hold deposited funds. Audit status and TVL serve as trust indicators.
  • APY volatility: Yield rates are variable and change based on supply, demand, and incentive programs.
  • Liquidity risk: This pool has relatively low TVL ($481.4K), which may affect withdrawal availability during high-demand periods.
  • Smart contract risk: All DeFi protocols carry inherent smart contract risk. Consider diversifying across protocols and monitoring positions.

Frequently Asked Questions

What is the current APY for USDT0?

USDT0 currently offers 4.55% annual percentage yield. It is a lending pool on Fluid Lending, deployed on the Polygon network. Rates are variable and updated in real time.

Is Fluid Lending safe for yield farming?

Fluid Lending is a DeFi protocol with a low risk rating. This pool holds $481.4K in total value locked, which provides some liquidity assurance. As with all DeFi protocols, users should consider smart contract risk, audit status, and market conditions before depositing funds. Diversifying across protocols and monitoring positions regularly is recommended.

USDT0 is a lending pool on Fluid Lending, deployed on Polygon. The pool currently offers 4.55% annual yield. Total value locked is $481.4K. Assets involved: USDT0.