Supply APY
3.24%
Borrow APY
3.96%
Utilization
91.00%
Total Supply
$2.0B
Protocol Parameters
LTV
75.00%
Liq. Threshold
78.00%
Liq. Bonus
4.50% bonus
Total Borrowed $1.8B
Price
$0.999877 USDT
Rate History
Supply APYBorrow APY
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Supply & Borrow Analysis
USDT on Aave V3 Ethereum currently has 91.00% utilization, meaning the pool is heavily borrowed against, which drives rates higher for both suppliers and borrowers. The supply APY of 3.24% represents the annualized return for lenders depositing USDT into this pool. Borrow APY of 3.96% is the annual cost for borrowers using other assets as collateral to borrow USDT.
Risk Parameters
Loan-to-Value (LTV)
75.00%
Max borrow power against this collateral
Liquidation Threshold
78.00%
Debt ratio triggering liquidation
Liquidation Bonus
4.50%
Penalty paid to liquidators
These parameters are set by Aave V3 governance and determine the risk profile of this market. A higher LTV allows more leverage but leaves less buffer before liquidation. Monitor your positions with DeFi Monitor.
USDT on Aave V3 Ethereum currently offers a 3.24% supply APY and 3.96% borrow APY, with 91.00% pool utilization. The market holds $2.0B in total deposits and $1.8B in outstanding borrows. The loan-to-value ratio is 75.00%, determining the maximum borrowing power against this collateral. Supply and borrow rates are variable — they adjust dynamically based on pool utilization. When utilization rises above the optimal threshold, borrow rates increase sharply to incentivize repayments and attract new deposits. Rate data is polled from on-chain smart contracts every 5 minutes. Use the USDT rate comparison page to find the best rates across all protocols.