Supply APY
8.33%
Borrow APY
8.74%
Utilization
96.30%
Total Supply
$31.8M
Protocol Parameters
LTV
0.00%
Liq. Threshold
0.00%
Liq. Bonus
-100.00% bonus
Total Borrowed $30.6M
Price
$0.999805 USDC
Rate History
Supply APYBorrow APY
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Supply & Borrow Analysis
USDC on Spark Ethereum currently has 96.30% utilization, meaning the pool is heavily borrowed against, which drives rates higher for both suppliers and borrowers. The supply APY of 8.33% represents the annualized return for lenders depositing USDC into this pool. Borrow APY of 8.74% is the annual cost for borrowers using other assets as collateral to borrow USDC.
USDC on Spark Ethereum currently offers a 8.33% supply APY and 8.74% borrow APY, with 96.30% pool utilization. The market holds $31.8M in total deposits and $30.6M in outstanding borrows. Supply and borrow rates are variable — they adjust dynamically based on pool utilization. When utilization rises above the optimal threshold, borrow rates increase sharply to incentivize repayments and attract new deposits. Rate data is polled from on-chain smart contracts every 5 minutes. Use the USDC rate comparison page to find the best rates across all protocols.