DAI Lending Rates
Dai
$0.9995
Updated 8m ago
Best Supply APY
3.00%
Aave V3 · Arbitrum
Lowest Borrow APY
4.19%
Spark · Ethereum
Total Liquidity
$407.2M
Markets
3
| Protocol | Chain | Supply APY | Borrow APY | Utilization | Total Supply | Total Borrow |
|---|---|---|---|---|---|---|
 Aave V3
Best Yield
|  Arbitrum | 3.00% | 4.71% | 84.87% | $3.3M | $2.8M |
| Aave V3 |  Ethereum | 2.95% | 4.62% | 85.05% | $123.5M | $105.0M |
 Spark
Lowest Borrow
| Ethereum | 2.61% | 4.19% | 69.36% | $280.4M | $194.5M |
Aave V3 Arbitrum Supply APY
3.00%
Borrow APY
4.71%
Utilization 84.87%
Total Supply
$3.3M
Total Borrow
$2.8M
Aave V3 Ethereum Supply APY
2.95%
Borrow APY
4.62%
Utilization 85.05%
Total Supply
$123.5M
Total Borrow
$105.0M
Spark Ethereum Supply APY
2.61%
Borrow APY
4.19%
Utilization 69.36%
Total Supply
$280.4M
Total Borrow
$194.5M
This page compares DAI lending rates across all tracked DeFi protocols in real time.
This page compares DAI lending rates across all tracked DeFi protocols in real time. Supply APY shows what lenders earn by depositing DAI, while borrow APY shows the cost of borrowing it against posted collateral. Rates differ between protocols due to their liquidity model, utilization level, and interest rate curve parameters. Higher utilization generally means higher rates for both suppliers and borrowers. Currently, the best supply rate for DAI is 3.00% and the lowest borrow rate is 4.19%. Rates are polled every 5 minutes from on-chain smart contracts and GraphQL APIs.
Rates updated every 5 minutes from on-chain RPC data