USDS Lending Rates
USDS
$0.999757
Updated 1m ago
Best Supply APY
0.70%
Aave V3 · Ethereum
Lowest Borrow APY
5.64%
Aave V3 · Ethereum
Total Liquidity
$201.5M
Markets
3
| Protocol | Chain | Supply APY | Borrow APY | Utilization | Total Supply | Total Borrow |
|---|---|---|---|---|---|---|
 Aave V3
Best Yield
|  Ethereum | 0.70% | 5.64% | 16.61% | $26.6M | $4.4M |
 Compound V3 |  Base | — | — | 0.00% | — | — |
 Spark | Ethereum | 2.49% | 4.09% | 67.64% | $174.9M | $118.3M |
Aave V3 Ethereum Supply APY
0.70%
Borrow APY
5.64%
Utilization 16.61%
Total Supply
$26.6M
Total Borrow
$4.4M
Compound V3 Base Supply APY
—
Borrow APY
—
Utilization 0.00%
Total Supply
—
Total Borrow
—
Spark Ethereum Supply APY
2.49%
Borrow APY
4.09%
Utilization 67.64%
Total Supply
$174.9M
Total Borrow
$118.3M
This page compares USDS lending rates across all tracked DeFi protocols in real time.
This page compares USDS lending rates across all tracked DeFi protocols in real time. Supply APY shows what lenders earn by depositing USDS, while borrow APY shows the cost of borrowing it against posted collateral. Rates differ between protocols due to their liquidity model, utilization level, and interest rate curve parameters. Higher utilization generally means higher rates for both suppliers and borrowers. Currently, the best supply rate for USDS is 2.49% and the lowest borrow rate is 4.09%. Rates are polled every 5 minutes from on-chain smart contracts and GraphQL APIs.
Rates updated every 5 minutes from on-chain RPC data