USD Coin
USDC
$0.999622
Best Rates
Best Supply APY
9.53%
Morpho Blue 
Ethereum Lowest Borrow APY
3.41%
Aave V3 
Arbitrum Available Markets (4 protocols, 3 chains)
Compare rates →| Protocol | Chain | Supply APY | Borrow APY | TVL |
|---|---|---|---|---|
| Aave V3 | Ethereum | 3.46% | 4.17% | $2.2B |
 Compound V3 | Ethereum | 3.19% | 3.96% | $345.6M |
| Aave V3 | Arbitrum | 2.35% | 3.41% | $170.9M |
 Spark | Ethereum | 3.47% | 4.19% | $21.6M |
| Morpho Blue | Ethereum | 5.45% | 6.07% | $19.4M |
| Morpho Blue
Best
| Ethereum | 9.53% | 10.48% | $15.4M |
| Compound V3 | Arbitrum | 2.75% | 3.62% | $15.3M |
| Compound V3 |  Base | 5.77% | 6.85% | $8.5M |
| Morpho Blue | Ethereum | 3.21% | 3.76% | $15.7K |
Aave V3 Ethereum Supply APY
3.46%
Borrow APY
4.17%
TVL
$2.2B
Compound V3 Ethereum Supply APY
3.19%
Borrow APY
3.96%
TVL
$345.6M
Aave V3 Arbitrum Supply APY
2.35%
Borrow APY
3.41%
TVL
$170.9M
Spark Ethereum Supply APY
3.47%
Borrow APY
4.19%
TVL
$21.6M
Morpho Blue Ethereum Supply APY
5.45%
Borrow APY
6.07%
TVL
$19.4M
Morpho Blue Ethereum Supply APY
9.53%
Borrow APY
10.48%
TVL
$15.4M
Compound V3 Arbitrum Supply APY
2.75%
Borrow APY
3.62%
TVL
$15.3M
Compound V3 Base Supply APY
5.77%
Borrow APY
6.85%
TVL
$8.5M
Morpho Blue Ethereum Supply APY
3.21%
Borrow APY
3.76%
TVL
$15.7K
Rate History
Supply APYBorrow APY
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USDC is available for lending and borrowing across 9 markets on Aave V3, Compound V3, Morpho Blue, Spark, deployed on ethereum, arbitrum, base.
USDC is available for lending and borrowing across 9 markets on Aave V3, Compound V3, Morpho Blue, Spark, deployed on ethereum, arbitrum, base. The current best supply APY for USDC is 9.53%, allowing lenders to earn yield by depositing USDC into a lending pool. Borrowers can use other assets as collateral to borrow USDC, with the lowest borrow rate at 3.41%. Supply and borrow rates are determined by utilization — when demand for borrowing increases, rates rise for both suppliers and borrowers. USDC rates are polled every 5 minutes directly from on-chain smart contracts. For real-time position monitoring and liquidation alerts, use DeFi Monitor.