USD Coin
USDC
$0.999805
Best Rates
Best Supply APY
9.53%
Morpho Blue 
Ethereum Lowest Borrow APY
3.43%
Compound V3 
Arbitrum Available Markets (4 protocols, 3 chains)
Compare rates →| Protocol | Chain | Supply APY | Borrow APY | TVL |
|---|---|---|---|---|
 Aave V3 | Ethereum | 3.53% | 4.25% | $2.1B |
| Compound V3 | Ethereum | 3.11% | 3.90% | $333.2M |
| Aave V3 | Arbitrum | 3.19% | 3.97% | $164.7M |
 Spark | Ethereum | 8.29% | 8.70% | $31.8M |
| Compound V3 | Arbitrum | 2.50% | 3.43% | $18.6M |
| Morpho Blue | Ethereum | 6.54% | 7.60% | $16.2M |
| Morpho Blue
Best
| Ethereum | 9.53% | 10.48% | $15.4M |
| Compound V3 |  Base | 3.20% | 3.97% | $9.8M |
| Morpho Blue | Ethereum | 7.12% | 8.03% | $161.9K |
Aave V3 Ethereum Supply APY
3.53%
Borrow APY
4.25%
TVL
$2.1B
Compound V3 Ethereum Supply APY
3.11%
Borrow APY
3.90%
TVL
$333.2M
Aave V3 Arbitrum Supply APY
3.19%
Borrow APY
3.97%
TVL
$164.7M
Spark Ethereum Supply APY
8.29%
Borrow APY
8.70%
TVL
$31.8M
Compound V3 Arbitrum Supply APY
2.50%
Borrow APY
3.43%
TVL
$18.6M
Morpho Blue Ethereum Supply APY
6.54%
Borrow APY
7.60%
TVL
$16.2M
Morpho Blue Ethereum Supply APY
9.53%
Borrow APY
10.48%
TVL
$15.4M
Compound V3 Base Supply APY
3.20%
Borrow APY
3.97%
TVL
$9.8M
Morpho Blue Ethereum Supply APY
7.12%
Borrow APY
8.03%
TVL
$161.9K
Rate History
Supply APYBorrow APY
Loading...
USDC is available for lending and borrowing across 9 markets on Aave V3, Compound V3, Morpho Blue, Spark, deployed on ethereum, arbitrum, base.
USDC is available for lending and borrowing across 9 markets on Aave V3, Compound V3, Morpho Blue, Spark, deployed on ethereum, arbitrum, base. The current best supply APY for USDC is 9.53%, allowing lenders to earn yield by depositing USDC into a lending pool. Borrowers can use other assets as collateral to borrow USDC, with the lowest borrow rate at 3.43%. Supply and borrow rates are determined by utilization — when demand for borrowing increases, rates rise for both suppliers and borrowers. USDC rates are polled every 5 minutes directly from on-chain smart contracts. For real-time position monitoring and liquidation alerts, use DeFi Monitor.