Tether
USDT
$0.999359
Best Rates
Best Supply APY
30.57%
Morpho Blue 
Ethereum Lowest Borrow APY
3.00%
Compound V3 
Arbitrum Available Markets (4 protocols, 2 chains)
Compare rates →| Protocol | Chain | Supply APY | Borrow APY | TVL |
|---|---|---|---|---|
 Aave V3 | Ethereum | 2.81% | 3.68% | $3.0B |
 Spark | Ethereum | 6.05% | 7.00% | $344.6M |
| Compound V3 | Ethereum | 3.06% | 3.86% | $177.2M |
| Aave V3 | Arbitrum | 2.59% | 3.58% | $50.8M |
| Compound V3 | Arbitrum | 1.95% | 3.00% | $19.6M |
| Morpho Blue
Best
| Ethereum | 30.57% | 32.79% | $116.2K |
Aave V3 Ethereum Supply APY
2.81%
Borrow APY
3.68%
TVL
$3.0B
Spark Ethereum Supply APY
6.05%
Borrow APY
7.00%
TVL
$344.6M
Compound V3 Ethereum Supply APY
3.06%
Borrow APY
3.86%
TVL
$177.2M
Aave V3 Arbitrum Supply APY
2.59%
Borrow APY
3.58%
TVL
$50.8M
Compound V3 Arbitrum Supply APY
1.95%
Borrow APY
3.00%
TVL
$19.6M
Morpho Blue Ethereum Supply APY
30.57%
Borrow APY
32.79%
TVL
$116.2K
Rate History
Supply APYBorrow APY
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USDT is available for lending and borrowing across 6 markets on Aave V3, Compound V3, Morpho Blue, Spark, deployed on ethereum, arbitrum.
USDT is available for lending and borrowing across 6 markets on Aave V3, Compound V3, Morpho Blue, Spark, deployed on ethereum, arbitrum. The current best supply APY for USDT is 30.57%, allowing lenders to earn yield by depositing USDT into a lending pool. Borrowers can use other assets as collateral to borrow USDT, with the lowest borrow rate at 3.00%. Supply and borrow rates are determined by utilization — when demand for borrowing increases, rates rise for both suppliers and borrowers. USDT rates are polled every 5 minutes directly from on-chain smart contracts. For real-time position monitoring and liquidation alerts, use DeFi Monitor.