Tether
USDT
$0.998792
Best Rates
Best Supply APY
3.10%
Morpho Blue 
Ethereum Lowest Borrow APY
2.94%
Compound V3 
Arbitrum Available Markets (4 protocols, 2 chains)
Compare rates →| Protocol | Chain | Supply APY | Borrow APY | TVL |
|---|---|---|---|---|
 Aave V3 | Ethereum | 2.12% | 3.20% | $2.8B |
 Spark | Ethereum | 2.62% | 3.52% | $584.8M |
| Compound V3 | Ethereum | 2.71% | 3.59% | $192.8M |
| Aave V3 | Arbitrum | 2.28% | 3.36% | $53.1M |
| Compound V3 | Arbitrum | 1.86% | 2.94% | $19.7M |
| Morpho Blue
Best
| Ethereum | 3.10% | 3.68% | $111.6K |
Aave V3 Ethereum Supply APY
2.12%
Borrow APY
3.20%
TVL
$2.8B
Spark Ethereum Supply APY
2.62%
Borrow APY
3.52%
TVL
$584.8M
Compound V3 Ethereum Supply APY
2.71%
Borrow APY
3.59%
TVL
$192.8M
Aave V3 Arbitrum Supply APY
2.28%
Borrow APY
3.36%
TVL
$53.1M
Compound V3 Arbitrum Supply APY
1.86%
Borrow APY
2.94%
TVL
$19.7M
Morpho Blue Ethereum Supply APY
3.10%
Borrow APY
3.68%
TVL
$111.6K
Rate History
Supply APYBorrow APY
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USDT is available for lending and borrowing across 6 markets on Aave V3, Compound V3, Morpho Blue, Spark, deployed on ethereum, arbitrum.
USDT is available for lending and borrowing across 6 markets on Aave V3, Compound V3, Morpho Blue, Spark, deployed on ethereum, arbitrum. The current best supply APY for USDT is 3.10%, allowing lenders to earn yield by depositing USDT into a lending pool. Borrowers can use other assets as collateral to borrow USDT, with the lowest borrow rate at 2.94%. Supply and borrow rates are determined by utilization — when demand for borrowing increases, rates rise for both suppliers and borrowers. USDT rates are polled every 5 minutes directly from on-chain smart contracts. For real-time position monitoring and liquidation alerts, use DeFi Monitor.